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Contractor Red Flags & Scam Patterns Every Homeowner Should Know
Not every unusual request is a scam — but these nine patterns show up again and again in the complaints that reach state licensing boards.
Home / Red Flags & Scams
Not every unusual request is a scam — but these nine patterns show up again and again in the complaints that reach state licensing boards.
Scammers target homeowners at their most vulnerable moment — right after a storm, mid-emergency-repair, or when a project already feels overwhelming. Knowing these patterns in advance means you can pause and check, instead of signing under pressure.
Shows up unannounced right after a storm, offering to "inspect your roof for free."
Refuses checks or cards, or asks for payment by wire transfer or gift card.
"We'll figure out the details later" is a red flag, not a courtesy.
Asking for more than 30% down before any material is delivered or work begins.
"This price is only good if you sign today" is a manufactured deadline, not a real discount.
Fly-by-night setups with an out-of-state phone number and no fixed office or shop.
A legitimate contractor gives you their license number without hesitation.
A bid that just says "roof repair — $8,500" with no materials, timeline, or specifics.
Licensed contractors pull their own permits. Being asked to do it yourself often means they aren't licensed for the work.
It follows the same script almost every time: a severe weather event hits, and within days, unfamiliar trucks are canvassing the neighborhood. A friendly rep offers a "free inspection," climbs onto your roof, and comes down with photos of damage you're told needs immediate repair. The pitch moves fast toward a same-day signature and a substantial deposit — sometimes before your own insurance adjuster has even been out.
The company may be gone before the job starts, or the work may be so poor that your homeowners insurer won't cover the damage it causes. Read the full breakdown in 5 Red Flags of a Storm-Chasing Roofing Contractor.
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